Balance Briefing: June 2025
Markets in motion – Is your financial plan moving with them?
From interest rate cuts to changing house prices and economic shifts, there’s been a lot happening lately.
In this month’s Balance Briefing, Investment Director Krupesh Kotecha explores what’s changing — and how the right financial strategy can turn market movement into long-term opportunity.
Our latest video
This 4-minute video helps you cut through the noise and consider how recent changes, such as rate reductions and shifts in property pricing, could open new planning windows.
If you don’t yet have a clear plan, this is a simple way to see how we approach wealth planning differently.
Key insights
Markets are up - but it's not about chasing gains
Without one, the law decides who inherits, not you. A valid will ensures your wishes are followed.
Falling rates open up smart planning windows
Now could be a great time to revisit borrowing, gifting, or investment strategy, if you know what to look for.
Property prices shifted - timing could matter
House prices dipped in May, but are still rising annually. If property is in your plan, the earlier you act, the better positioned you'll be.
June 1932 marked the bottom of the Great Depression, which followed the 1929 market crash.
Over those three years, stocks lost nearly 90% of their value — but recovered steadily in the decades that followed.
Markets recover over time. The key is staying invested with structure, not speculation.
Stay the course - or start the right one
Markets and rates will continue to move — the real question is whether your strategy is still right for you.
If you don’t yet have a plan that’s built around your goals, lifestyle, and family, we’d love to show you how we can help.
Please note: This update is not financial advice and is provided for information only. You should not take any action before speaking to a Financial Planner, who will confirm what suits you. Past performance is no guarantee of what will happen in the future.