Balance Briefing: May 2025
Planning for what comes next - Estate & inheritance tax planning
This month’s Balance Briefing is about something we’ll hopefully all leave — a legacy.
Whether that means passing on wealth, protecting your family, or reducing future stress, a clear estate and inheritance tax plan makes a real difference.
What's in the video?
In just 4 minutes, discover why planning for the future is essential for you—and what else you need to know, including:
→ Why having a will is more urgent and personal, than most people realise
→ How inheritance tax could take up to 40% of your estate without early planning
→ A little-known opportunity to reclaim tax if investments have dropped
→ How we support clients through trustee and executor services — so their plans are carried out smoothly
Key insights
A will gives you control
Without one, the law decides who inherits, not you. A valid will ensures your wishes are followed.
IHT can take up to 40% of your estate
Proactive planning could reduce that bill significantly. Helping you pass on more to the people you love.
There may be a chance to reclaim IHT after market falls
In some cases, executors can recover tax that's already been paid, but it's time sensitive.
We offer trustee and executor support
Through Balance: Trustees Limited, we help carry out your wishes clearly, carefully and without necessary stress for your family.
IHT receipts just hit £800 million in a single month —
£97 million higher than the same period last year.
More families are paying more tax than ever. Planning ahead now could make all the difference.
Thinking about your next step?
If you’ve been wondering whether your current setup gives you the clarity or flexibility you need — we're here to help.
No pressure. Just perspective.
Talk it through with one of our Chartered Financial Planners.
Please note: This update is not financial advice and is provided for information only. You should not take any action before speaking to a Financial Planner, who will confirm what suits you. Past performance is no guarantee of what will happen in the future.