Balance Briefing: April 2026
Inflation is back in focus.
After a period where it appeared to be easing, recent global events, particularly rising oil prices, have slowed that progress. As a result, inflation is proving more persistent than expected, and interest rates may remain higher for longer.
In this month’s Balance Briefing, Managing Director Rebecca Aldridge explores what this means in practical terms — and why the key question isn’t just how your money grows, but whether it keeps pace with the cost of living.
Our latest update
This short 5-minute video looks at what rising inflation means in practice — and the kinds of decisions it’s prompting around savings, investing, and income.
It also highlights some of the questions our clients are asking right now.
What stands out this month
It’s not just growth — it’s real growth that matters
If money grows more slowly than inflation, its spending power gradually reduces, even if balances appear to increase.
Cash plays a role — but it has limits
Cash can provide stability and flexibility, but over longer periods, it has often struggled to keep pace with inflation on its own.
Structure helps support better decisions over time
Balancing cash, investments, and future income can help create a more sustainable approach as conditions change.
Looking ahead
Inflation and interest rates will continue to evolve, and their effects will be felt across savings, investments, and income decisions.
Over time, even small changes can have a meaningful impact on long-term outcomes.
If you’re thinking about your financial future, we’d be very happy to have an initial conversation.
Please note: This update is not financial advice and is provided for information only. You should not take any action before speaking to a Financial Planner, who will confirm what suits you. Past performance is no guarantee of what will happen in the future.